The Power of Positive Gearing vs. Negative Gearing in Property Investment

1. What is Positive Gearing?

Positive gearing occurs when rental income exceeds expenses, generating immediate cash flow. Learn how to build a positively geared portfolio for financial security.

2. The Benefits of Positive Gearing

Immediate income, long-term stability, and a lower financial burden—see why many investors prioritise cash-flow-positive properties.

3. What is Negative Gearing?

Negative gearing means expenses outweigh rental income, relying on capital growth for long-term profits. We explain why some investors take this approach.

4. Tax Benefits of Negative Gearing

Despite short-term losses, negative gearing can offer significant tax deductions. Find out how to leverage this strategy for wealth-building.

5. Risks & Challenges

Each strategy has its risks. Discover how market downturns, vacancy rates, and changing interest rates can impact geared investments.

6. Which Strategy is Right for You?

Your investment goals, risk tolerance, and financial position determine the best approach. We help you assess which gearing method aligns with your strategy.

7. Blending Both Strategies for a Balanced Portfolio

Smart investors use a mix of positive and negative gearing. Learn how to build a diversified portfolio that maximises both cash flow and long-term appreciation.

What’s Next?

Ready to fine-tune your investment strategy? Let’s explore how positive and negative gearing can shape your financial future.